Gulf Coast Federal Credit Union of Texas (TX) is currently offering a 5.54% APY 12-month share certificate of deposit. The minimum deposit for this CD rate is $500. It’s also available as an IRA CD. You can find the advertisement for this rate here.

Field of Membership includes those who live, work, worship or attend school in the Nueces, Jim Wells or San Patricio County. Membership requires a one-time fee of $2.50 and a $5 minimum deposit into the share savings account.

Branches are located in Corpus Christi and Alice, Texas. The Gulf Coast credit union is federally insured by the NCUA. It has $53.8 million in assets and 8,588 members.