Central Oklahoma Federal Credit Union (OK) is currently offering a 5.65% APY 3 year certificate of deposit. They also offer a 2 year CD with a 5.40% APY. The minimum deposit on both CDs is $1,000. Early withdrawal penalty is 90 days of dividends.

Central Oklahoma’s IRA CDs also have some high yields. The 3-year and 4-year IRA CDs’ yield 5.75% and 5.85% APY, respectively.

Field of membership includes those who live, work, worship or attend school in Lincoln County, Oklahoma. Family members of those within the FOM are are also eligible. Membership requires a $5 membership fee and a minimum deposit of $5 into your share savings account.

The credit union is located in Davenport, OK, which is located between Oklahoma City and Tulsa. The credit union is federally insured by the NCUA.