U.S. New Mexico FCU (NM) is offering a 5.20% APY 60-month share certificate. The minimum deposit is $1,000. An additional 0.25% is added for a minimum deposit of $100,000. CD rates can also be increased for additional account relationships. The same rates are also provided for IRA certificates.

Membership is open to members of Keep New Mexico Beautiful Association. Anyone can join this association regardless of age or geographic location. The minimum association membership cost is $15. Credit union membership requires a minimum deposit of $5 into the savings account.

Branches are located in Albuquerque and Bernalillo, New Mexico. The credit union is federally insured by the NCUA.