Credit Union of Georgia (GA) has several of the highest CD rates available on share certificates with a minimum deposit of $50K. These include a 5.55% APY 6-month CD, 5.67% APY 12-month CD, 5.76% APY 36-month CD and a 5.86% APY 60-month CD. Rates are about 0.25% lower for a $10K minimum.

Field of membership includes members of the GettingAhead Association. According to the association’s website, “membership is open to any individual who is genuinely committed to improving their own financial well-being.” There’s a $5 fee to join this association. Employees and students of several select groups can be immediately eligible to join the credit union without joining the association. Membership into the credit union requires a minimum $10 deposit into a savings account.

Branches are located just northwest of Atlanta, Georgia in the cities of Kennesaw, Marietta, Dallas and Woodstock.